Out of ignorance, loans from Switzerland are often presented as a questionable form of financing. The fact that loans without Credit bureau can also be granted here is sometimes perceived as a disadvantage for customers without the necessary background knowledge. On this page you will get an overview of the general conditions and learn which points you should consider.
How do you recognize serious Good lender credit providers?
Professional lenders with a good reputation also work in Switzerland without any hidden costs . You will only be treated seriously if your loan request and the financing offer created afterwards remain free of charge. Make sure that you only pay the usual interest on your loan and that such costs only arise when the loan is actually paid out. Do not go into preliminary cost contracts that you should be charged, for example, for checking your request.
Providers can also be classified as dubious if you are offered a loan without a regular income. In such cases, the alarm bells should ring. Good lender banks, of course, also protect themselves against a loan default. A negative register information does not matter when granting Good lender loans without Credit bureau, but it is all the more important that a monthly income or a guarantor is available. This is the only way to guarantee repayment of the amounts paid out. Offers in which the loan is to be brokered without own income mostly aim at the questionable calculation of hidden costs without actually paying out.
Caution should also be exercised in the following cases:
♦ Contract documents should be sent cash on delivery
♦ The contact person for the loan is a private individual
♦ High charges for customer service over the phone
What advantages does a serious Good lender loan without Credit bureau have for me?
A loan from Switzerland has two very central features that you should take into account. On the one hand, the payment can also be made to people with problematic register entries (Credit bureau and others) and on the other hand, such a loan is not entered in a German register.
If you apply for a loan from a Cream bank, the pure inquiry will already be saved at the credit bureaus. Even your interest in a loan could influence your creditworthiness. This cannot happen to you with Good lender loans as long as they meet their repayment obligations.
How do I apply for a reputable loan from Switzerland?
Our Good lender partner offers you a completely free loan request . You can apply for your loan quickly and easily online using a practical and simple form. The quickest way to get the answer and a possible offer for financing the desired amount is by email. There are no hidden costs and no obligations in advance.